Terms and Conditions

Welcome to razak.com.ng. By accessing and using our website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By using razak.com.ng, you acknowledge that you have read, understood, and agree to these Terms and Conditions and our Privacy Policy. If you do not agree, please do not use our website.

2. Use of Content

All content published on razak.com.ng, including articles, images, videos, and graphics, is for personal, non-commercial use only.
You may not reproduce, distribute, modify, or otherwise use any content without prior written permission from razak.com.ng.
We reserve the right to revoke access to the website at any time, for any reason.

3. User Conduct

When using razak.com.ng, you agree not to:

Use the website for any unlawful purpose or in violation of any local, national, or international law.
Post or transmit any content that is defamatory, offensive, harmful, or infringes on the rights of others.
Attempt to gain unauthorized access to any part of the website or its related systems.

4. Accuracy of Information

We strive to provide accurate and timely information. However, razak.com.ng does not guarantee the completeness, accuracy, or reliability of any content. Information may be updated or changed without notice.

5. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse and are not responsible for the content, privacy policies, or practices of these external sites.

6. Intellectual Property

All trademarks, service marks, logos, and brand names displayed on razak.com.ng are the property of their respective owners.

7. Limitation of Liability

razak.com.ng and its affiliates shall not be liable for any damages arising out of your use or inability to use the website, including direct, indirect, incidental, punitive, and consequential damages.

8. Indemnification

You agree to indemnify and hold harmless razak.com.ng, its affiliates, employees, and partners from any claims, losses, damages, liabilities, and expenses arising from your violation of these Terms and Conditions.

9. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date. Your continued use of the site after changes constitutes acceptance of those changes.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Nigeria. Any disputes arising shall be subject to the exclusive jurisdiction of the courts in Nigeria.